12285 Napa Drive
Chino, CA, 91710
$699,900
MLS: TR26081400
Beds
4
Baths
2
Sq Ft
1,430
Lot
0.17 ac
Year Built
1977
MLS #
TR26081400
Days on Market
3
Listed
Apr 16, 2026
Description
Welcome to this inviting 4-bedroom, 2-bathroom single-story home situated in the Chino area. The property offers a thoughtfully designed layout with ample living space and an abundance of natural sunlight, creating a warm and cheerful atmosphere throughout. The interior flows seamlessly to outdoor living, where a private in-ground pool enhances the home’s appeal—ideal for both daily relaxation and entertaining guests. Conveniently located near local amenities, this home is well-suited for those seeking a balanced lifestyle that combines comfort, functionality, and leisure. Schedule a viewing today to explore all that this property has to offer.
Location
Chino, San Bernardino County, CA 91710
Open on Google Maps ↗Listed by: Chuqi Liu · RE/MAX Galaxy
Payment estimate
$5,162
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $69,990 · Loan: $629,910
- Principal & Interest
- $3,870
- Property tax (1.25%)
- $729
- Homeowners insurance
- $300
- Mortgage insurance
- $262
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $24,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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