$859,000
Original list price: $965,000
MLS: V1-31439
Beds
2
Baths
2
Sq Ft
1,186
Lot
0.00 ac
Year Built
2023
MLS #
V1-31439
Days on Market
305
Listed
Jul 30, 2025
Description
Welcome to The Pearl, a newly built community in the heart of Midtown Ventura, just a quarter-mile stroll to the beach and less than a mile from the charm of Downtown. This stunning Plan 2 townhome blends sleek, coastal-inspired architecture with an open-concept design, upscale finishes, and OCEAN VIEWS from almost every room. The luxurious primary suite, your private retreat complete with a spacious walk-in closet and elegant en-suite bath. With a location like this, checking the surf can be one of the very first things you do-right from your own bedroom or one of your 3 balconies.The bright, airy main living area flows effortlessly into a contemporary kitchen featuring stainless steel appliances, quartz countertops, and a private deck--ideal for relaxing, entertaining, or just enjoying that ocean air. The experience is completed by an installed Sonos speaker system. Additional upgrades include: (Full list available) -Luxury Vinyl Plank throughout living spaces and bedrooms. -Upgraded backsplash -Added storage in primary en suite and upgraded mirrors-Soft close cabinetry -Double Elkay Sink-Tap/sensor Moen kitchen faucet -Electric fireplace and wiring for EV Charger-Custom, top-down- bottom-up window coverings Don't miss this rare opportunity to own a new construction townhome in one of Ventura's most desirable neighborhoods- with a view! Walkable to the beach and downtown, it's hard to beat!Modern style, ocean views, and coastal convenience--The Pearl has it all.
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Jessica Judd · LIV Sotheby's International
Payment estimate
$6,893
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $85,900 · Loan: $773,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $4,897
- Property tax (1.25%)
- $895
- Homeowners insurance
- $300
- Mortgage insurance
- $322
- HOA dues
- $479
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $30,065 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Ventura, CA 93001 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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