1230 E Thompson Boulevard 107
Ventura, CA, 93001
$899,000
MLS: V1-31439
Beds
2
Baths
2
Sq Ft
1,186
Lot
0.00 ac
Year Built
2023
MLS #
V1-31439
Days on Market
227
Listed
Jul 30, 2025
Description
Welcome to The Pearl, a newly built community in the heart of Midtown Ventura, just a quarter-mile stroll to the beach and less than a mile from the charm of Downtown. This stunning Plan 2 townhome blends sleek, coastal-inspired architecture with an open-concept design, upscale finishes, and OCEAN VIEWS from almost every room. The luxurious primary suite, your private retreat complete with a spacious walk-in closet and elegant en-suite bath. With a location like this, checking the surf can be one of the very first things you do-right from your own bedroom or one of your 3 balconies.The bright, airy main living area flows effortlessly into a contemporary kitchen featuring stainless steel appliances, quartz countertops, and a private deck--ideal for relaxing, entertaining, or just enjoying that ocean air. The experience is completed by an installed Sonos speaker system. Additional upgrades include: (Full list available) -Luxury Vinyl Plank throughout living spaces and bedrooms. -Upgraded backsplash -Added storage in primary en suite and upgraded mirrors-Soft close cabinetry -Double Elkay Sink-Tap/sensor Moen kitchen faucet -Electric fireplace and wiring for EV Charger-Custom, top-down- bottom-up window coverings Don't miss this rare opportunity to own a new construction townhome in one of Ventura's most desirable neighborhoods- with a view! Walkable to the beach and downtown, it's hard to beat!Modern style, ocean views, and coastal convenience--The Pearl has it all.
Location
Ventura, Ventura County, CA 93001
Open on Google Maps ↗Listed by: Jessica Judd · LIV Sotheby's International
Payment estimate
$6,545
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,900 · Loan: $809,100
- Principal & Interest
- $4,971
- Property tax (1.25%)
- $936
- Homeowners insurance
- $300
- Mortgage insurance
- $337
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $31,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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