12320 Backdrop Court
Bakersfield, CA, 93306
$300,000
MLS: V1-33512
Beds
3
Baths
2
Sq Ft
1,881
Lot
22.39 ac
Year Built
1994
MLS #
V1-33512
Days on Market
131
Listed
Nov 22, 2025
Description
Just reduced by $25,000! Beautiful home in a Rio Bravo gated condo community at Alfred Harrell Hwy and Lake Ming Road near Lake Ming and Kern River Golf Course. This home has 3 bedrooms and 2 full baths plus a den, formal living room (with a fireplace) and a formal dining room. It features hardwood and tile flooring and Berber carpet. The interior was recently re-painted. The kitchen includes granite counters, stainless-steel appliances and a large walk-in pantry. There is also an indoor laundry room. The spacious primary suite boasts a fireplace, vaulted ceilings, a huge walk-in closet and an upgraded primary bath. The living room is warmed by a cozy fireplace There is a 2-car attached garage with direct access to the home. The common areas include a community pool and spa, plus a tranquil pond.<br>
Location
Bakersfield, Kern County, CA 93306
Open on Google Maps ↗Listed by: William Gordon · Watson Realty
Payment estimate
$2,384
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $30,000 · Loan: $270,000
- Principal & Interest
- $1,659
- Property tax (1.25%)
- $313
- Homeowners insurance
- $300
- Mortgage insurance
- $113
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $10,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Bakersfield, CA 93306 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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