ActiveSingleFamilyResidence

12322 Alto Rey Lane

Victorville, CA, 92392

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$460,000

MLS: CV26034231

Beds

4

Baths

3

Sq Ft

2,125

Lot

0.18 ac

Year Built

2002

MLS #

CV26034231

Days on Market

54

Listed

Feb 15, 2026

Description

POOL POOL Home with spacious living room, Kitchen with beautiful granite countertops, hardwood floors, there is plenty of space for a big Dining set, 2 bedrooms with their own bathroom. ONE room in first floor. in the beautiful Eagle Ranch Neighborhood. plenty of windows with shining light in daytime. Wall colors are very neutral for your decorations and possibly match your furniture. come to see it and be the first to see the pool in its private back yard! More pictures are coming soon, LOOK Pool for the hot summer days around the corner!

Location

Victorville, San Bernardino County, CA 92392

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Listed by: Jose Valladares · REALTY ONE GROUP EMPIRE

Payment estimate

$3,495

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $46,000 · Loan: $414,000

%
Principal & Interest
$2,544
Property tax (1.25%)
$479
Homeowners insurance
$300
Mortgage insurance
$173
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $16,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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