1235 Osage Lane
Ventura, CA, 93004
$399,000
MLS: V1-35542
Beds
1
Baths
2
Sq Ft
817
Lot
0.02 ac
Year Built
1983
MLS #
V1-35542
Days on Market
18
Listed
Apr 2, 2026
Description
Price adjustment! Best entry-level opportunity in Ventura! Charming and affordable townhome in desirable East Ventura featuring 1 bedroom, 2 bathrooms, and 817 sq ft of living space with beautiful pool views. This inviting home offers high ceilings, an open kitchen with updated appliances, brand new sink, and an attached two-car garage for added convenience. A guest bathroom is located on the main level, with a full bathroom upstairs.The light and bright primary suite includes a walk-in closet and comfortable living space. Step outside to a private patio, perfect for relaxing or enjoying the outdoors.Located in the Nantucket Village community, this property offers privacy while still being just minutes from shopping, schools, parks, Harmon Canyon, and freeway access--and less than 15 minutes to the ocean and Downtown Ventura!A rare opportunity to own in Ventura at this price point--don't miss your chance-schedule your showing today!
Location
Ventura, Ventura County, CA 93004
Open on Google Maps ↗Listed by: Lynda Heredia · Redfin Corporation
Payment estimate
$3,072
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $39,900 · Loan: $359,100
- Principal & Interest
- $2,206
- Property tax (1.25%)
- $416
- Homeowners insurance
- $300
- Mortgage insurance
- $150
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ventura home with as little as 3.5% down using an FHA loan — roughly $13,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Ventura, CA 93004 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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