12357 Luna
Victorville, CA, 92392
$439,000
MLS: IG26059525
Beds
4
Baths
2
Sq Ft
2,200
Lot
0.16 ac
Year Built
2004
MLS #
IG26059525
Days on Market
31
Listed
Mar 18, 2026
Description
Spacious Victorville home offering 4 bedrooms, 2 bathrooms, and approximately 2,200 sq. ft. of comfortable living space. This home features an open floor plan with plenty of room to spread out, including a family room, living room, dining room, and a cozy breakfast nook. The layout is ideal for both everyday living and entertaining. Outside, you’ll find a 2-car garage and a backyard shed for extra storage. A great opportunity to own a well-sized home with versatile living spaces in Victorville.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: LINDA POPE · REALTY ONE GROUP EMPIRE
Payment estimate
$3,349
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,900 · Loan: $395,100
- Principal & Interest
- $2,428
- Property tax (1.25%)
- $457
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $15,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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