12378 2nd
Victorville, CA, 92395
$425,000
MLS: CV26078037
Beds
3
Baths
2
Sq Ft
1,564
Lot
0.17 ac
Year Built
2009
MLS #
CV26078037
Days on Market
6
Listed
Apr 10, 2026
Description
Welcome to this beautifully maintained 3-bedroom, 2-bathroom home offering comfort and convenience in an ideal location. The open-concept kitchen features an eat-in dining area, ample cabinetry, and a charming small island—perfect for everyday living and entertaining. Each bedroom is generously sized, while the spacious master suite includes a private sitting area, ideal for relaxing, reading, or creating your own exercise space. The inviting living room is highlighted by a cozy fireplace, adding warmth and character to the home. Additional features include an indoor laundry room and a convenient pantry for extra storage. Centrally located, this home is just minutes from parks, schools, and a wide range of amenities—making it a perfect place to call home.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Stacy McQueen · FIRST TEAM REAL ESTATE
Payment estimate
$3,252
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $42,500 · Loan: $382,500
- Principal & Interest
- $2,350
- Property tax (1.25%)
- $443
- Homeowners insurance
- $300
- Mortgage insurance
- $159
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $14,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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