12384 Highgate
Victorville, CA, 92395
$345,000
MLS: TR26067943
Beds
2
Baths
2
Sq Ft
1,035
Lot
0.10 ac
Year Built
1994
MLS #
TR26067943
Days on Market
7
Listed
Apr 2, 2026
Description
Welcome to this rare, beautifully maintained home in a desirable 55+ community with NO HOA! Pride of ownership is evident throughout this charming residence, which offers 2 bedrooms and 2 bathrooms in a comfortable, inviting layout. Step inside to a light-filled living room with vaulted ceilings, a cozy fireplace, and an open layout that creates a warm, welcoming atmosphere. The well-kept interior offers a clean, neutral palette ready for your personal touch. The dining area opens to the backyard, making it perfect for indoor-outdoor living. The home has been meticulously cared for, making it truly move-in ready. The backyard is thoughtfully designed with a covered patio, low-maintenance landscaping, and a serene setting—ideal for relaxing or entertaining. The attached 2-car garage and spacious driveway provide ample parking. Located in an established 55+ community, this home is perfect for those seeking comfort, convenience, and a strong sense of neighborhood living. Don’t miss this opportunity to own a rare gem—homes like this don’t come around often!
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Catherine Saravia · Saravia Realty
Payment estimate
$2,697
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,500 · Loan: $310,500
- Principal & Interest
- $1,908
- Property tax (1.25%)
- $359
- Homeowners insurance
- $300
- Mortgage insurance
- $129
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $12,075 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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