12409 Secretariat
Rancho Cucamonga, CA, 91739
$1,189,000
Original list price: $1,215,000
MLS: CV26088359
Beds
4
Baths
3
Sq Ft
2,650
Lot
0.18 ac
Year Built
2001
MLS #
CV26088359
Days on Market
11
Listed
May 15, 2026
Description
Welcome to this beautifully upgraded home offering the perfect blend of comfort, style, and resort-style outdoor living. From the inviting front porch to the lush landscaping and charming curb appeal, this home makes a wonderful first impression. Inside, you’ll find soaring ceilings, crown molding, and abundant natural light throughout. The spacious family room features a cozy fireplace, beautiful backyard views, and seamless flow into the kitchen and dining areas, creating the ideal space for everyday living and entertaining. The beautifully updated kitchen offers quartz countertops, stainless steel appliances, double ovens, farmhouse sink, updated backsplash, generous cabinetry, and a large center island with bar seating. Open to the family room, the kitchen creates a true gathering space at the heart of the home. The thoughtfully designed floor plan includes a downstairs bedroom and full bathroom with walk-in shower, perfect for guests, multigenerational living, or a private office. A separate laundry room adds convenience and additional storage. Upstairs, the spacious primary suite serves as a private retreat featuring direct access to an expansive deck overlooking the backyard, complete with a spiral staircase leading down to the pool area. The luxurious primary bathroom features dual vanities, soaking tub, separate shower, and a large walk-in closet with custom built-ins. Additional upstairs bedrooms are spacious and bright with ceiling fans, plush carpeting, and generous closet space. The upstairs hall bathroom features dual sinks and an ideal layout for busy households. Step outside to your private backyard oasis featuring a sparkling pool and spa, mature tropical landscaping, expansive decking, covered patio, built-in BBQ island, and multiple entertaining areas perfect for enjoying Southern California living year-round. Additional highlights include updated flooring, fresh interior paint, new HVAC system, updated bathrooms, spacious living areas, and a 3-car garage. Located within award-winning school districts and conveniently close to shopping, restaurants, and freeway access for an easy commute, this exceptional home truly offers the best of Southern California living.
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: Sabrina Cole · KELLER WILLIAMS REALTY COLLEGE PARK
Payment estimate
$8,762
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $118,900 · Loan: $1,070,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $6,778
- Property tax (1.25%)
- $1,239
- Homeowners insurance
- $300
- Mortgage insurance
- $446
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $41,615 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Rancho Cucamonga, CA 91739 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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