Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

1241 Pine Lane

Big Bear City, CA, 92314

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$599,000

MLS: OC26017927

Beds

3

Baths

3

Sq Ft

1,705

Lot

0.20 ac

Year Built

1989

MLS #

OC26017927

Days on Market

83

Listed

Jan 25, 2026

Description

Located near the desirable Maple Ridge area, this fully furnished 3-bedroom, 2.25-bath mountain home offers a rare combination of comfort, functionality, and year-round accessibility with City Snow-Plow service. The light-filled interior features an inviting layout with multiple gathering spaces, while the spacious primary suite includes vaulted ceilings, dual walk-in closets, and a private balcony with mountain views. Tastefully updated kitchens, bathrooms and a cozy fireplace. Outdoor amenities include a Private Hot Tub and a large backyard with mature fruit trees, including three types of apple trees, a pear tree, and a sugar plum tree, creating a unique mountain setting. Additional features include an oversized Attached 2 Car Garage and RV Parking. Conveniently located near Bear Mountain Ski Resort, golf course, hiking trails, the zoo, and local shopping and dining. Ideal for full-time living, second home use, or vacation rental (buyer to verify with local regulations).

Location

Big Bear City, San Bernardino County, CA 92314

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Listed by: Roberta Counts · Surterre Properties Inc

Payment estimate

$4,461

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $59,900 · Loan: $539,100

%
Principal & Interest
$3,312
Property tax (1.25%)
$624
Homeowners insurance
$300
Mortgage insurance
$225
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Big Bear City home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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