ActiveCondominium

12420 Mount Vernon

Grand Terrace, CA, 92313

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$349,999

MLS: IV26117961

Beds

3

Baths

2

Sq Ft

1,152

Lot

0.03 ac

Year Built

1982

MLS #

IV26117961

Days on Market

1

Listed

Jun 11, 2026

Description

Welcome to 12420 Mount Vernon Avenue #8D in the desirable gated Lido Community of Grand Terrace. This 3-bedroom, 2-bath condominium offers comfortable living with the convenience of an attached 2-car garage and a thoughtfully designed floor plan perfect for families, professionals, or anyone seeking low-maintenance living. In unit laundry, and main bedroom suite offer all the necessities without trading away any of the essentials. Residents enjoy access to an array of community amenities, including a sparkling swimming pool, relaxing spa, tennis courts, beautifully maintained common areas, and ample guest parking within the secure gated neighborhood. The community provides a peaceful atmosphere while offering the benefits of resort-style living right at home. Ideally located in the heart of Grand Terrace, this home offers exceptional accessibility to major freeways including the 215, 91, 60 & 10, making commuting throughout the Inland Empire quick and convenient. Nearby shopping centers, restaurants, parks, and everyday services are just minutes away. The property is also conveniently situated near Loma Linda University Medical Center, VA Loma Linda Healthcare System, the University of California Riverside, and several local schools, making it an excellent choice for healthcare professionals, students, and families alike. Enjoy the perfect blend of comfort, convenience, and community in one of Grand Terrace’s most sought-after gated neighborhoods. Call today to schedule an appointment to tour this home before its gone!

Location

Grand Terrace, San Bernardino County, CA 92313

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Listed by: LESLIE TRUJILLO-MENDEZ · COLDWELL BANKER REALTY

Payment estimate

$3,206

/ month (est.)

Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $35,000 · Loan: $314,999

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

$/ mo
Principal & Interest
$1,995
Property tax (1.25%)
$365
Homeowners insurance
$300
Mortgage insurance
$131
HOA dues
$415
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Grand Terrace home with as little as 3.5% down using an FHA loan — roughly $12,250 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Grand Terrace, CA 92313 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.