12428 Palmer Drive
Moorpark, CA, 93021
$1,875,000
MLS: V1-34946
Beds
5
Baths
6
Sq Ft
4,764
Lot
0.44 ac
Year Built
2006
MLS #
V1-34946
Days on Market
51
Listed
Mar 2, 2026
Description
Nestled in the foothills of Moorpark Country Club within the prestigious gated community of Moorpark Country Club Estates, seamlessly combines elegance, comfort, and resort-style living. Breathtaking mountain views and overlooking a scenic 27-hole championship golf course, this beautifully remodeled, move-in-ready home offers the ultimate in luxury and lifestyle. Step into an impressive foyer highlighted by soaring ceilings and a sweeping staircase that sets the tone for the home's refined design. The formal living and dining rooms are perfectly scaled for intimate gatherings and are enhanced by picturesque yard views that create a warm and inviting atmosphere. Adjacent to a charming breakfast nook and spacious breakfast bar, the fully remodeled kitchen showcases sleek quartz countertops, modern custom cabinetry, high-end appliances, abundant counter space, and designer finishes throughout. Thoughtfully designed for both functionality and style, the kitchen opens seamlessly to the family room, complete with beautifully crafted built-in entertainment and bar cabinetry, creating an ideal setting for both everyday living and entertaining. The flexible floor plan features a convenient downstairs bedroom with en-suite bath, ideal for guests or multigenerational living. A secondary staircase provides convenient access to the upper level, where three additional bedrooms each offer private en-suite baths, along with a luxurious junior suite and an impressive primary suite featuring expansive windows that flood the space with natural light. With five spacious bedrooms and five and one-half remodeled bathrooms, comfort and sophistication are evident at every turn. Resort-inspired outdoor living elevates this property to another level, featuring a sparkling in-ground swim spa, expansive 15-person fire pit, newly poured driveway with RV parking, and an electric vehicle hookup. There is ample space to add a sport court or full-sized pool. Solar and a whole-home generator provides added peace of mind, and the garage includes custom built-in cabinetry for exceptional storage. Leased solar system for reduced power costs. Fresh interior paint, plantation shutters, fully remodeled bathrooms, and curated designer touches throughout complete this exceptional offering.
Location
Moorpark, Ventura County, CA 93021
Open on Google Maps ↗Listed by: Rosemary Allison · Coldwell Banker Realty
Payment estimate
$13,325
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $187,500 · Loan: $1,687,500
- Principal & Interest
- $10,368
- Property tax (1.25%)
- $1,953
- Homeowners insurance
- $300
- Mortgage insurance
- $703
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Moorpark home with as little as 3.5% down using an FHA loan — roughly $65,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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