12432 Emeraldstone Drive
Victorville, CA, 92392
$355,000
MLS: IV25179207
Beds
3
Baths
2
Sq Ft
1,483
Lot
0.11 ac
Year Built
1990
MLS #
IV25179207
Days on Market
24
Listed
Aug 8, 2025
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: MELODY DE LA ROSA · Vismar Real Estate
Payment estimate
$2,766
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $35,500 · Loan: $319,500
- Principal & Interest
- $1,963
- Property tax (1.25%)
- $370
- Homeowners insurance
- $300
- Mortgage insurance
- $133
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $12,425 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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