12450 Silverwood Lane
Victorville, CA, 92395
$410,000
MLS: CV26011462
Beds
4
Baths
3
Sq Ft
1,646
Lot
0.09 ac
Year Built
1990
MLS #
CV26011462
Days on Market
93
Listed
Jan 18, 2026
Description
Welcome to this charming 4-bedroom, 2-bathroom home located in the heart of Victorville, CA. This residence offers a perfect blend of comfort and convenience, making it an ideal choice for families or individuals seeking spacious living in a vibrant community.The home features four generously sized bedrooms, perfect for accommodating family members, guests, or transforming into a home office or hobby space.This home is conveniently located near schools and shopping centers, making daily errands and family activities easily accessible. The neighborhood is known for its friendly atmosphere and community-oriented vibe.
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: Efrain Varelas · Century 21 Leaders
Payment estimate
$3,148
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,000 · Loan: $369,000
- Principal & Interest
- $2,267
- Property tax (1.25%)
- $427
- Homeowners insurance
- $300
- Mortgage insurance
- $154
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $14,350 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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