PendingSingleFamilyResidence

12457 High Horse

Rancho Cucamonga, CA, 91739

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$1,830,000

MLS: TR26081623

Beds

4

Baths

5

Sq Ft

4,405

Lot

0.66 ac

Year Built

2000

MLS #

TR26081623

Days on Market

6

Listed

Apr 24, 2026

Description

Location, Location, Location! Welcome to luxury living in the prestigious Carriage Estates community of Rancho Cucamonga, perfectly situated within the highly acclaimed Etiwanda School District. This exceptional 4-bedroom, 4.5-bath estate offers an impressive blend of elegance, comfort, and functionality. From the moment you enter, you’re greeted by soaring ceilings, custom tile flooring, and a grand layout that seamlessly connects formal living spaces, a private study, and an inviting family room designed for everyday living and entertaining. The gourmet kitchen is truly the heart of the home—featuring granite countertops, a large center island, stainless steel appliances, and abundant cabinetry—flowing effortlessly into the spacious family room, perfect for hosting gatherings. Upstairs, the luxurious primary suite offers a private retreat complete with hardwood floors and a versatile media/entertainment area. Thoughtful upgrades throughout include crown molding, recessed lighting, fireplace and ceiling fans, adding both style and comfort. Step outside to your own resort-style backyard—featuring a covered patio, sparkling pool and spa, Rockery Waterfall, lush garden, a variety of mature fruit trees-creating a true orchard-like oasis, and RV parking—ideal for relaxing or entertaining under the California sun. A rare four-car garage with plenty of storage adds even more convenience. Enjoy breathtaking mountain views while being just minutes from shopping and dining at Victoria Gardens, with easy access to major freeways. Opportunities like this are rare—schedule your private tour today and make this dream home yours before it's gone!

Location

Rancho Cucamonga, San Bernardino County, CA 91739

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Listed by: Haifang Li · RE/MAX Galaxy

Payment estimate

$13,313

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $183,000 · Loan: $1,647,000

%
Principal & Interest
$10,421
Property tax (1.25%)
$1,906
Homeowners insurance
$300
Mortgage insurance
$686
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of May 21, 2026

30-year fixed
6.51%
15-year fixed
5.85%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $64,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Rancho Cucamonga, CA 91739 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

Only large teams outsell Mike Watson · Keller Williams Realty

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.