12474 Silver Rock
Pinon Hills, CA, 92372
$249,000
MLS: SW26028499
Beds
4
Baths
2
Sq Ft
1,307
Lot
1.92 ac
Year Built
2022
MLS #
SW26028499
Days on Market
10
Listed
Feb 6, 2026
Description
Discover affordable Southern California rural living on nearly 2 acres in desirable Piñon Hills—a rare opportunity offering space, flexibility, and lifestyle potential. This 2022 single-story Champion manufactured home on a permanent foundation features 4 bedrooms, 2 bathrooms, and approximately 1,344 sq. ft. of thoughtfully designed living space. The open interior boasts taller ceilings, vinyl flooring, recessed lighting, and a modern kitchen with granite countertops, walk-in pantry, ample cabinetry, and an adjacent dining area. The primary suite offers a walk-in closet and a spacious bath with granite counters, abundant storage, and a glass-enclosed walk-in shower. Additional highlights include dual-pane Low-E windows, central A/C, a separate laundry room with backyard access, and 1.92 acres of fully fenced land with chain-link fencing, double gates, and wide RV access. The expansive lot provides endless possibilities—room for toys, trailers, additional vehicles, or future additions such as a garage, workshop, barn, ADU, or space for animals and horses (buyer to verify zoning and uses). Enjoy low property taxes and the best of mountain and desert living, conveniently located near Jackson Lake in Wrightwood for summer recreation and Mountain High Resort for winter skiing and snowboarding.
Location
Pinon Hills, San Bernardino County, CA 92372
Open on Google Maps ↗Listed by: Monica Hill · MVP Real Estate & Investments
Payment estimate
$2,030
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $24,900 · Loan: $224,100
- Principal & Interest
- $1,377
- Property tax (1.25%)
- $259
- Homeowners insurance
- $300
- Mortgage insurance
- $93
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Pinon Hills home with as little as 3.5% down using an FHA loan — roughly $8,715 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Pinon Hills, CA 92372 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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