12475 Christmas Tree Road
Ojai, CA, 93023
$2,875,000
MLS: V1-31284
Beds
4
Baths
3
Sq Ft
2,951
Lot
1.73 ac
Year Built
1978
MLS #
V1-31284
Days on Market
5
Listed
Jul 26, 2025
Description
Welcome to your private Ojai retreat. Set beneath the majestic Topa Topa Mountains, this nearly two-acre Ojai compound offers an extraordinary blend of privacy, luxury, and thoughtful design.Situated amongst mature trees and tasteful landscaping, the main residence is warm and inviting boasting 4 bedrooms, 3 bedrooms, stone and wood details, generous windows, and mountain views throughout.A separate two-bedroom, two-bath guest house offers privacy and flexibility--perfect for hosting visitors or for use as an income-generating rental. At the heart of the property, a striking 2,400-square-foot open-air barn invites entertaining on any scale, from intimate gatherings to grand celebrations.Additional features include a 900 sq ft workshop with full lighting and electrical, a 150 sq ft secondary workshop, and two spacious storage sheds (160 & 200 sq ft). A deluxe dog run with artificial turf completes this exceptional estate, offering comfort and convenience for your four-legged companions.The resort-style backyard features a sparkling pool and spa set among native boulders, multiple al fresco dining areas, a custom fire pit, a full outdoor kitchen with BBQ/smoker and wraparound bar--perfect for effortless, year-round entertaining.Whether enjoying coffee on the private upstairs balcony or lounging by the pool, every element of this property evokes the relaxed, soulful charm of Ojai.This rare Ojai real estate offering is a retreat like no other, surrounded by nature yet minutes from town. Don't miss the opportunity to own a home that invites you to slow down, settle in, and savor the essence of Ojai.
Location
Ojai, Ventura County, CA 93023
Open on Google Maps ↗Listed by: Patty Waltcher · BHHS California Properties
Payment estimate
$20,271
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $287,500 · Loan: $2,587,500
- Principal & Interest
- $15,898
- Property tax (1.25%)
- $2,995
- Homeowners insurance
- $300
- Mortgage insurance
- $1,078
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $100,625 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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