PendingSingleFamilyResidence

12476 Kumquat Place

Chino, CA, 91710

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$775,000

MLS: OC26118740

Beds

3

Baths

2

Sq Ft

1,520

Lot

0.17 ac

Year Built

1974

MLS #

OC26118740

Days on Market

7

Listed

Jun 2, 2026

Description

Located on a cul-de-sac street, this 3-bedroom, 2-bathroom home offers 1,520 square feet of living space on a 7,200 square foot lot with a combination of indoor flexibility and outdoor utility that can be hard to find. The layout includes two separate living areas plus a dedicated dining space, giving you options for how the home functions day to day. Whether you need a formal living room, family room, play area, home office, or a combination of uses, the floor plan provides room to adapt. Vaulted ceilings in the main living spaces help create an open feel without sacrificing definition between rooms, while a fireplace serves as a natural focal point in the living room. The kitchen is positioned at the center of the home and has been updated with granite countertops, a tile backsplash, and practical workspace for everyday cooking and gathering. French doors connect the interior to the backyard, making it easy to move between indoor and outdoor spaces. Both bathrooms have been remodeled and feature updated three-quarter bath layouts. Additional practical upgrades for day-to-day living include double-pane windows and an air conditioning system that was replaced approximately five years ago. Outside, the property continues to stand out. An extra-wide lot and side yard with room for toys creates possibilities for RV, boat, trailer, or recreational vehicle parking that many neighborhoods simply cannot accommodate. The backyard is enclosed by block walls and features a covered patio with recessed lighting, creating a comfortable outdoor space that can be enjoyed throughout the year. Slate tile flooring and stacked stone pillars add character at both the front entry and rear patio, tying the outdoor spaces together with durable materials that hold up well over time. For buyers looking for a home with updated interior features, multiple living spaces, and a lot that offers more flexibility than the typical suburban property, this is one worth exploring.

Location

Chino, San Bernardino County, CA 91710

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Listed by: Dustin Wise · Keller Williams Pacific Estate

Payment estimate

$5,816

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $77,500 · Loan: $697,500

%

Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.

Principal & Interest
$4,418
Property tax (1.25%)
$807
Homeowners insurance
$300
Mortgage insurance
$291
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Jun 11, 2026

30-year fixed
6.52%
15-year fixed
5.84%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

About the area · Mike Watson

About the Antelope Valley

The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $27,125 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

#1 Producing Individual Realtor — Antelope Valley

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Listing data provided by the MLS · Presented by Watson & Associates · Keller Williams Realty · mikewatsonrealtor.com
All information deemed reliable but not guaranteed. Contact listing agent to verify.