Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingSingleFamilyResidence

12498 High Horse

Rancho Cucamonga, CA, 91739

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$1,899,900

MLS: AR26022263

Beds

4

Baths

4

Sq Ft

3,466

Lot

0.68 ac

Year Built

2000

MLS #

AR26022263

Days on Market

16

Listed

Feb 3, 2026

Description

Amazing dream estate with nearly 30,000 Lot size situated within the highly desirable Etiwanda neighborhood! This impressive & immaculate single-story home possesses the perfect blend of modern luxury, sophistication, and ultra-privacy. Fully Remodeled Interior in 2025 with new tile flooring, Gourmet professional Kitchen, Resort-like backyard, Built-in BBQ grill area, custom Pebble-Tec Pool & Spa, (4) car attached Garage, and a fully paid-off 20kW Solar Panel System newly installed in 2025 ~ Wow! Appreciate the gorgeous design and tasteful improvements throughout including thoughtful color schemes, gold-inspired kitchen features an impressive golden stainless-steel sink with matching faucet, cabinet hardware and backsplash. Other notable improvements include: Central AC & Heat, recessed lighting, custom plantation shutters, built-in Office + Furniture, and cute unique ceiling fans. The Master bathroom features an oversized shower stall with travertine tiles, soaking tub with jets, dual sinks, & custom walk-in closet shelving to showcase your wardrobe and efficiently keep your valuables organized. Step outside the rear yard and fall-in-love with the custom landscaping, resort-like tranquil beauty with amazing mountain views and massive covered patio featuring pre-wired sound speakers and lighting, and built-in wet bar equipped with sink and separate BBQ grill area. This dream estate will surely impress and perfect for both intimite family gatherings as well as entertaining guests or large parties. Excellent location north of 210 Fwy and homes in this community rarely hit the Market. In addition, Seller willing to provide design/ Plans for 1200sf ADU at rear and may be delivered to Buyer mid-escrow. Don't miss this rare opportunity to check-out this unique estate before its too late!

Location

Rancho Cucamonga, San Bernardino County, CA 91739

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Listed by: Jagjit Singh Reen · Coldwell Banker Dynasty T.C.

Payment estimate

$13,498

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $189,990 · Loan: $1,709,910

%
Principal & Interest
$10,506
Property tax (1.25%)
$1,979
Homeowners insurance
$300
Mortgage insurance
$712
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $66,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

See Rancho Cucamonga, CA 91739 market trends →

Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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