12512 Cheswolde Drive
Bakersfield, CA, 93312
$499,900
MLS: SR26072157
Beds
4
Baths
3
Sq Ft
2,537
Lot
0.15 ac
Year Built
2007
MLS #
SR26072157
Days on Market
5
Listed
Apr 17, 2026
Description
Seller will make a capital contribution to pay down solar at the Close of Escrow. Turn-key Brighton Village 5-bedroom potential home with luxury upgrades, open-concept living, home office, loft, spa, and entertainer’s backyard—this is the one today’s buyers have been searching for. From the moment you arrive, you’ll notice the exceptional curb appeal, manicured landscaping, and pride of ownership that make this home truly stand out. Step inside to discover stylish wood-look flooring, modern finishes, and a bright, inviting layout designed for both everyday living and entertaining. The main level features a sought-after private office with double doors, perfect for remote work, a guest room, or optional 5th bedroom. The spacious family room centers around a beautiful slate-tiled fireplace and opens seamlessly to the upgraded kitchen, complete with granite countertops, under-cabinet lighting, breakfast bar seating, and ample prep space—a dream setup for gatherings and daily convenience. Upstairs, a large bonus loft offers endless flexibility as a second living room, media room, gym, playroom, or teen retreat—highly desirable extra space for today’s lifestyle needs. The oversized primary suite retreat features a spa-inspired ensuite bath with dual vanities, separate soaking tub, walk-in shower, and a generous walk-in closet. Step outside to your private backyard oasis with lush landscaping, an extended covered patio, additional concrete entertaining space, and your own relaxing spa/hot tub—perfect for hosting guests or unwinding under the stars.
Location
Bakersfield, Kern County, CA 93312
Open on Google Maps ↗Listed by: Laurie McCarty · Coldwell Banker Preferred Realtors
Payment estimate
$3,773
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,990 · Loan: $449,910
- Principal & Interest
- $2,764
- Property tax (1.25%)
- $521
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Bakersfield home with as little as 3.5% down using an FHA loan — roughly $17,497 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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