12524 Ross Avenue
Chino, CA, 91710
$1,100,000
MLS: TR26023374
Beds
4
Baths
3
Sq Ft
2,092
Lot
0.69 ac
Year Built
1955
MLS #
TR26023374
Days on Market
77
Listed
Feb 1, 2026
Description
Country living at its finest with this extremely rare ranch home that includes 3 flat usable lots totaling 30,080 sq ft with 3 separate parcel numbers #1015431350000, #1015431360000 and #1015431230000. 2 rental units with $4620 combined monthly rent located on the first lot. Live in one and rent out the other one. Zoning allows for a variety of livestock or farm animals and up to 5 horses. House is hooked up with public utilities and sewage lines. Tucked away on a quiet street, this single-story home offers 3 separate buildings including the front house (3Br/2Ba, rent is $2750), back join ADU (1Br/1Ba, living room, kitchen, rent is $1870) and a detached 2-car garage. Front house has 3Br/2Ba with spacious living room, kitchen, dining room, and tile floor throughout the entire property. Each bedroom is very generous in size and offers an ample amount of closet space. The back join ADU has its own entrance with living room, dining room, kitchen, 1 bedroom, 1 bathroom and a large fenced side yard. House and the join ADU are sitting on lot 1 that is 7040 sq ft (65’x110’). Garage is sitting on lot 2 that is 12,160 sq ft (65’ x 190’). Lot 3 is 10,880 sq ft (65’ x 170’)vacant land. Awaiting you at the end of the long driveway is plenty of parking spaces for horse trailers, RVs, boats, cars and ATVs with a wide access gated entry. No HOA or Mello Roos. Come experience the perfect blend of tranquility of a rural lifestyle with the city convenience. Be the lucky one to call this rare gem yours.
Location
Chino, San Bernardino County, CA 91710
Open on Google Maps ↗Listed by: Caroline Chai · Abraiday Inc.
Payment estimate
$7,941
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $110,000 · Loan: $990,000
- Principal & Interest
- $6,083
- Property tax (1.25%)
- $1,146
- Homeowners insurance
- $300
- Mortgage insurance
- $413
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $38,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Similar Homes Nearby
Active and pending listings in ZIP 91710 (Chino) within ±10% of this home's price and size.
Local Market Stats
See Chino, CA 91710 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
Free Buyer & Seller Tools
Net Sheet Calculator
Estimate how much you'll walk away with after selling. Covers commissions, closing costs, and loan payoff.
Property Comparison
Compare 2–3 properties side-by-side — equity, monthly payment, cash to close, and DTI — all in one infographic.
Drive Time Calculator
Check commute times from this address to work, school, or anywhere else before you commit.
Buyer Cost Sheet
Estimate your total closing costs as a buyer — lender fees, title, escrow, and prepaids — before you write an offer.