12564 Spring Creek Road
Moorpark, CA, 93021
$1,029,000
MLS: SR26037568
Beds
4
Baths
3
Sq Ft
2,735
Lot
0.15 ac
Year Built
1986
MLS #
SR26037568
Days on Market
52
Listed
Mar 1, 2026
Description
Nestled in the highly desirable Mountain Meadows community of Moorpark, this beautiful updated home offers the perfect blend of comfort, space, and scenic surroundings in one of the city’s most sought-after neighborhoods. Set on a quiet residential street, the property enjoys a peaceful suburban feel while remaining conveniently close to parks, hiking trails, top-rated schools, shopping, and easy freeway access. The home is thoughtfully positioned to capture natural light, open skies, and serene views, creating an inviting atmosphere from the moment you arrive. Inside, you’ll find a well-designed floor plan with the updated kitchen and plenty of counter-top space and cabinets ideal for both everyday living and entertaining. The updated bathrooms, shower and flooring and installing all double pane windows and doors to keep it cool in the summer heat and warm in the winter, the spacious living areas and large rooms flow effortlessly, offering flexibility for family gatherings, work-from-home needs, or hosting guests. The home provides a warm, welcoming ambiance that instantly feels like home. Step outside to a private backyard retreat, perfect for relaxing evenings, weekend barbecues, or creating your own outdoor oasis. Whether you envision entertaining under the stars or enjoying quiet mornings with coffee, this space delivers both privacy and possibility. Located in South Moorpark, Mountain Meadows is known for its pride of ownership, community feel, and proximity to nature—yet just minutes from everything you need. A Must see.
Location
Moorpark, Ventura County, CA 93021
Open on Google Maps ↗Listed by: Mamdouh Elalami · Mamdouh Elalami
Payment estimate
$7,448
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $102,900 · Loan: $926,100
- Principal & Interest
- $5,690
- Property tax (1.25%)
- $1,072
- Homeowners insurance
- $300
- Mortgage insurance
- $386
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Moorpark home with as little as 3.5% down using an FHA loan — roughly $36,015 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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