12582 Monte Vista Avenue
Chino, CA, 91710
$888,888
MLS: CV26082666
Beds
3
Baths
3
Sq Ft
2,057
Lot
0.23 ac
Year Built
1968
MLS #
CV26082666
Days on Market
5
Listed
Apr 16, 2026
Description
Rare find large flat lot, single story turn-key luxury living in the heart of Chino! This beautifully upgraded 3-bedroom, 3-bath home, with a 10,000 square foot lot, features a stunning open-concept layout designed for modern living and effortless entertaining. The custom contemporary kitchen is the centerpiece of the home, showcasing high-end finishes, sleek cabinetry, and an oversized island perfect for gatherings. Thoughtfully updated throughout, the property includes new windows, sliding glass door, and interior/exterior doors—all with stylish, modern finishes. The spacious layout offers a dedicated dining room, living room, family room, and a separate laundry room for added convenience. Step outside to a finished patio that seamlessly connects the main home to a detached oversized garage—ideal for a future ADU conversion or additional workspace. Situated on a generous lot just under 10,000 sq ft, the property offers endless possibilities. Enjoy a large, beautifully landscaped front yard with fresh sod, as well as a spacious backyard filled with mature fruit trees including apple, grapefruit, orange, tangerine, and avocado. There is still ample room to build an additional dwelling (buyer to verify with city) or create your dream pool and spa retreat. The long, expansive driveway provides parking for up to 6 vehicles with ease. A rare opportunity to own a fully upgraded, move-in ready home with space, style, and future potential!
Location
Chino, San Bernardino County, CA 91710
Open on Google Maps ↗Listed by: Christopher Caballero · CENTURY 21 PRIMETIME REALTORS
Payment estimate
$6,475
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $88,889 · Loan: $799,999
- Principal & Interest
- $4,915
- Property tax (1.25%)
- $926
- Homeowners insurance
- $300
- Mortgage insurance
- $333
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $31,111 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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