12584 Atwood 723
Rancho Cucamonga, CA, 91739
$448,800
MLS: IV25281589
Beds
2
Baths
2
Sq Ft
967
Lot
—
Year Built
1992
MLS #
IV25281589
Days on Market
91
Listed
Jan 8, 2026
Description
Located within a gated community, this single-level floor plan 2-bedroom, 2-bath condominium is positioned toward the rear of the complex, offering a more private setting. The light-filled living and dining area opens to a private patio, creating a comfortable indoor-outdoor connection and includes a living room fireplace. The functional kitchen provides ample workspace and storage, while both bedrooms are well-proportioned, including a primary suite with its own bathroom. The home features recently installed central air conditioning and forced-air heating, offering year-round comfort, along with recently installed smart light switches compatible with popular voice-assistant platforms for added modern convenience. Additional highlights include detached garage parking and a well-maintained community environment. Conveniently situated near Victoria Gardens, shopping, dining, and major commuter routes, this home presents an excellent opportunity for low-maintenance living in Rancho Cucamonga.
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: LIONEL NEWMAN THOMAS · BLUE SKY REAL ESTATE CENTER
Payment estimate
$3,418
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $44,880 · Loan: $403,920
- Principal & Interest
- $2,482
- Property tax (1.25%)
- $468
- Homeowners insurance
- $300
- Mortgage insurance
- $168
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $15,708 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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