126 E 4th Street
Ontario, CA, 91764
$890,000
MLS: P1-26452
Beds
4
Baths
3
Sq Ft
2,537
Lot
0.22 ac
Year Built
1914
MLS #
P1-26452
Days on Market
22
Listed
Mar 26, 2026
Description
Welcome to 126 E 4th Street, Ontario, a timeless two-story home rich in character, history, and possibility. Built circa 1914 and thoughtfully relocated around 1928, this special residence sits within the sought-after College Park Historic District, offering a rare blend of heritage and everyday livability. With 4 bedrooms, 3 bathrooms, and approximately 2,537 sq ft of living space on a generous 9,636 sq ft lot, the home also offers potential for up to 6 bedrooms, providing flexibility to grow, create, and make it your own. From the moment you arrive, you'll feel the warmth and charm of a bygone era. Inside, the home features inviting living spaces filled with natural light, a fireplace, and beautiful glass pocket doors that gracefully separate the living and dining rooms--perfect for both intimate gatherings and larger celebrations. A downstairs office and upstairs loft add versatility for today's lifestyle, whether working from home, creating, or simply unwinding.The approximately 1,332 sq ft walk up basement offers incredible additional space with endless possibilities, while the detached 3-car garage and expansive yard provide room to expand, entertain, or garden. Located near parks, schools, shopping, and dining, this home offers both convenience and a true sense of place. This is more than just a home--it's a rare opportunity to own a piece of history, filled with character, flexibility, and the chance to create something truly special. Recent updates--including fresh interior paint, new carpet, and refinished original hardwood floors--honor the home's historic character while providing a refreshed, move-in-ready feel. Welcome home!
Location
Ontario, San Bernardino County, CA 91764
Open on Google Maps ↗Listed by: Sylvia Vega · Keller Williams Realty
Payment estimate
$6,482
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $89,000 · Loan: $801,000
- Principal & Interest
- $4,921
- Property tax (1.25%)
- $927
- Homeowners insurance
- $300
- Mortgage insurance
- $334
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ontario home with as little as 3.5% down using an FHA loan — roughly $31,150 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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