1260 N El Prado Drive Street
Ridgecrest, CA, 93555
$239,000
MLS: 26001811
Beds
3
Baths
2
Sq Ft
1,320
Lot
0.17 ac
Year Built
1977
MLS #
26001811
Days on Market
54
Listed
Mar 3, 2026
Description
Recent updates include fresh interior paint, and upgraded kitchen appliances. Floor plan offers 3 bedrooms, 2 baths, formal dining area, and an attached 2-car garage with laundry hookups. Large, low-maintenance yard with covered patio and RV/boat parking potential. Buyer to verify square footage, lot size, schools, and all material facts. For additional information or to schedule a private tour, contact the listing agent 760-9101091.
Location
Ridgecrest, Kern County, CA 93555
Open on Google Maps ↗Listed by: Johanna Roman · RE/MAX All-Pro
Payment estimate
$1,910
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $23,900 · Loan: $215,100
- Principal & Interest
- $1,322
- Property tax (1%)
- $199
- Homeowners insurance
- $300
- Mortgage insurance
- $90
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Ridgecrest home with as little as 3.5% down using an FHA loan — roughly $8,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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