12600 Havasu Lake Road 6
Needles, CA, 92363
$299,000
MLS: SW26072766
Beds
3
Baths
2
Sq Ft
1,568
Lot
0.13 ac
Year Built
2022
MLS #
SW26072766
Days on Market
25
Listed
Apr 5, 2026
Description
Experience the ultimate Lake Havasu lifestyle in this beautifully maintained home, ideally situated on a cul-de-sac with picturesque lake views. Just a few blocks from the California shoreline of Lake Havasu, you will enjoy convenient access to two marinas offering both short and long-term slip rentals, along with miles of nearby off-roading trails for year-round adventure. Located within the highly desirable gated community of Vista Del Lago, residents enjoy resort-style amenities including a pool, spa, clubhouse, showers, putting green, and fitness center, all with the added benefit of land ownership. This light-filled home features an oversized patio, perfect for entertaining and a spacious garage. Two sliding glass doors create seamless indoor-outdoor living, opening into a bright great room, well-appointed kitchen, and inviting den. Large windows throughout flood the space with natural light, enhancing the open and airy feel. The thoughtfully designed floor plan includes two generously sized guest bedrooms and a full guest bath, along with a comfortable primary suite complete with a private ensuite bathroom. Recent updates include new luxury vinyl flooring installed in March 2025, and stainless steel appliances are included for added value. Don’t miss this opportunity to own a slice of lake life with comfort, convenience, and community all in one! And the best part is you OWN your land, NOT on leased land!!!
Location
Needles, San Bernardino County, CA 92363
Open on Google Maps ↗Listed by: Jennifer Murphy · Coldwell Banker Assoc.Brkr-Mur
Payment estimate
$2,716
/ month (est.)
Principal, interest, taxes, and insurance + PMI + HOA. Down payment: $29,900 · Loan: $269,100
Average 30-yr fixed rate 6.52% as of Jun 11, 2026 (Freddie Mac PMMS). Adjust to your quote.
- Principal & Interest
- $1,704
- Property tax (1.25%)
- $311
- Homeowners insurance
- $300
- Mortgage insurance
- $112
- HOA dues
- $288
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Jun 11, 2026
- 30-year fixed
- 6.52%
- 15-year fixed
- 5.84%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Needles home with as little as 3.5% down using an FHA loan — roughly $10,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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