12601 Garfield Street
Victorville, CA, 92392
$460,000
MLS: PW26076665
Beds
4
Baths
2
Sq Ft
2,343
Lot
0.15 ac
Year Built
2006
MLS #
PW26076665
Days on Market
10
Listed
Apr 9, 2026
Description
This stunning, move-in-ready, one-story home is situated on a corner lot and features 5 spacious bedrooms, an oversized entertainer's kitchen, and lots of upgrades throughout. Entertainer's Dream Kitchen with Granite countertops Breakfast Bar and Stainless Steel appliances. Extra counter space and pantry are bonus. Great room is vast and bright with many windows and an elegant granite finish fireplace. Master bathroom is nice with dual sink vanity and separate tub and shower. Most bedrooms have walk-in closets. Outside- larger lot is low maintenance with extra cement surrounding the exterior and covered patio plus high privacy fence. Come and See!
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Myong Rose · New Star Realty & Investment
Payment estimate
$3,495
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,000 · Loan: $414,000
- Principal & Interest
- $2,544
- Property tax (1.25%)
- $479
- Homeowners insurance
- $300
- Mortgage insurance
- $173
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $16,100 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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