12601 Nandina
Phelan, CA, 92371
$340,000
MLS: HD26066933
Beds
3
Baths
2
Sq Ft
1,440
Lot
2.65 ac
Year Built
1981
MLS #
HD26066933
Days on Market
17
Listed
Mar 27, 2026
Description
Welcome to this Ranch style property situated in 2,5 acres flat land ,and 1440 sq ft, of living space, as you enter is a cozy living room area on the rigth a nice bedroom,open concept kitcken , big area for you dining table ,follow the hallway to the right is the laundry room ,and a full bath,on the left 2 bedrooms and at the end is the master bedroom with a full bath inside bedrooms good size ,very well taken care, plus on the desired Snowline School District ,not far from paved road Big lot for any big plans ,or just to enjoy
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Gloria Gonzalez · Coldwell Banker Envision
Payment estimate
$2,662
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $34,000 · Loan: $306,000
- Principal & Interest
- $1,880
- Property tax (1.25%)
- $354
- Homeowners insurance
- $300
- Mortgage insurance
- $128
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $11,900 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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