1261 N Rancho
Colton, CA, 92324
$599,000
MLS: DW26006935
Beds
4
Baths
2
Sq Ft
1,612
Lot
0.25 ac
Year Built
1954
MLS #
DW26006935
Days on Market
4
Listed
Jan 11, 2026
Description
Automotive Enthusiast’s Dream Welcome to a property with incredible "bones" and unmatched potential! Sitting on a massive, terraced 11,100 sq ft lot, this home is a rare find for the car enthusiast or anyone needing serious space for hobbies. Major system upgrades have already been handled for you: the home features brand NEW windows, NEW Central A/C, and has been fully re-piped with new copper water lines for total peace of mind. The interior features a spacious living room anchored by a cozy fireplace. The layout flows into a nice, long galley-style kitchen that offers plenty of workspace and connects seamlessly to a formal dining room on one end and a dedicated laundry room on the other. This home offers 4 bedrooms and 2 baths; please note that the 4th bedroom is a "tandem" room (accessible through another bedroom), making it ideal for a private home office, nursery, or a massive walk-in closet. The backyard is the real showstopper, uniquely laid out in three functional tiers. The first tier features a patio for outdoor dining; the second tier is a lush orchard filled with fruit trees. The top tier is an Automotive Hobbyist’s Haven! With convenient rear alley access, you have a detached 2-car garage, a covered carport, a storage shed, and ample paved space to work on vehicles, store toys, or park a camper away from the street. With the heavy lifting done on the upgrades and a lot this size, this home is ready for your vision.
Location
Colton, San Bernardino County, CA 92324
Open on Google Maps ↗Listed by: Jhonathan Torrero · Pactum Inc.
Payment estimate
$4,461
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $59,900 · Loan: $539,100
- Principal & Interest
- $3,312
- Property tax (1.25%)
- $624
- Homeowners insurance
- $300
- Mortgage insurance
- $225
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Colton home with as little as 3.5% down using an FHA loan — roughly $20,965 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Colton, CA 92324 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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