12642 Luna
Victorville, CA, 92392
(No pictures available yet)
$468,000
Original list price: $488,000
MLS: IG26016046
Beds
4
Baths
3
Sq Ft
2,751
Lot
0.14 ac
Year Built
2006
MLS #
IG26016046
Days on Market
56
Listed
Jan 22, 2026
Description
Fresh, functional, and move-in ready—this 4-bedroom, 2.5-bath home delivers space, flexibility, and thoughtful upgrades throughout. A dedicated office offers the option for a 5th bedroom, ideal for changing needs. Inside, you’ll find upgraded flooring, fresh interior paint, and multiple living spaces including formal living and dining plus a cozy family room with fireplace. The kitchen has been refreshed with a new microwave, dishwasher, and sink, creating a clean and practical centerpiece. Upstairs features a spacious primary suite with walk-in closet and dual sinks, along with an additional dual-sink bathroom and a small loft perfect for a study or flex space. Additional highlights include inside laundry, ceiling fans throughout, dual A/C units, and a 3-car garage with epoxy flooring. Well-maintained and ready to go—this home checks the boxes for space, layout, and everyday comfort.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: LINDA POPE · REALTY ONE GROUP EMPIRE
Payment estimate
$3,628
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,800 · Loan: $421,200
- Principal & Interest
- $2,665
- Property tax (1.25%)
- $488
- Homeowners insurance
- $300
- Mortgage insurance
- $176
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $16,380 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
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