Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
PendingSingleFamilyResidence

12651 Luna

Victorville, CA, 92392

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$619,900

MLS: HD26026557

Beds

5

Baths

4

Sq Ft

3,444

Lot

0.17 ac

Year Built

2004

MLS #

HD26026557

Days on Market

44

Listed

Feb 7, 2026

Description

Welcome to this beautifully upgraded 5-bedroom, 4 bath residence offering 3,444 sqft of spacious living in a prime Victorville location. Designed for comfort and versatility, this home features a convenient first-floor bedroom, ideal for guests or multigenerational living.Step inside to discover an open and functional layout complemented by newly updated bathroom flooring along with newly installed quartz countertops along not to mention modern sinks. Abundant natural light throughout. The home is equipped with solar panels, providing energy efficiency and long-term savings. Entertain year round in the backyard oasis complete with a sparkling pool and relaxing jacuzzi, covered patio adding extra in comfort in the summer heat.Perfect for gatherings or unwinding after a long day. The 3 car garage boasts a sleek epoxy-coated floor, adding both style and durability. Located close to shopping, dining, schools, and commuter routes, this home combines space, upgrades, and location making it a true Victorville standout. Don’t miss the opportunity to own this exceptional property.

Location

Victorville, San Bernardino County, CA 92392

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Listed by: Juan Guerrero · RE/MAX FREEDOM

Payment estimate

$4,606

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $61,990 · Loan: $557,910

%
Principal & Interest
$3,428
Property tax (1.25%)
$646
Homeowners insurance
$300
Mortgage insurance
$232
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $21,697 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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