12653 Garfield
Victorville, CA, 92392
$499,000
MLS: PW26084285
Beds
5
Baths
2
Sq Ft
2,044
Lot
0.14 ac
Year Built
2006
MLS #
PW26084285
Days on Market
1
Listed
Apr 19, 2026
Description
This stunning, move-in-ready, one-story home is situated in desired location in Victorville. This home features 5 spacious bedrooms, throughout. Entertainer's Dream Kitchen with Breakfast Bar Extra counter space and pantry are bonus. Great room is vast and bright with many windows and an elegant fireplace. Master bathroom is nice with dual sink vanity and separate tub and shower, and walk-in closets. Outside- larger lot is low maintenance with extra cement surrounding the exterior and covered patio plus high privacy fence. Come and See!
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Myong Rose · New Star Realty & Investment
Payment estimate
$3,766
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $49,900 · Loan: $449,100
- Principal & Interest
- $2,759
- Property tax (1.25%)
- $520
- Homeowners insurance
- $300
- Mortgage insurance
- $187
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $17,465 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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