12661 Ridgecrest
Rancho Cucamonga, CA, 91739
$1,160,000
MLS: SW26085669
Beds
4
Baths
2
Sq Ft
2,003
Lot
0.38 ac
Year Built
1996
MLS #
SW26085669
Days on Market
14
Listed
Apr 28, 2026
Description
Welcome Home. This beautifully maintained single-story home features a spacious 3-car garage sits on a massive 16,500 square foot corner lot. The freshly painted exterior makes a stunning first impression along with its well-manicured yard accented with a variety of gorgeous sago and other palm trees. A beautiful entry door welcomes you into over 2,000 square feet of elegant living space. A versatile fourth room offers the ideal setting for a 4th bedroom, office, or library, giving you the flexibility to create the perfect space for your needs. Inside, you'll find a formal living room and dining area with soaring 10-foot ceilings that add an air of grandeur. Plantation shutters throughout. The home is tastefully designed with 20x20 porcelain tile and warm hardwood floors, freshly painted neutral tone with upgraded baseboards, creating a cohesive and sophisticated atmosphere throughout. The open-concept kitchen is the heart of the home, featuring a center island with granite countertops, stainless steel appliances well equipped with beautiful chestnut-colored cabinets. The kitchen flows seamlessly into the family room, complete with a cozy gas fireplace, making it ideal for both daily living and entertaining. Double doors lead to the spacious primary bedroom, which boasts a ceiling fan and high ceilings with a backyard view. The primary bath offers dual sinks, a soaking tub, a separate walk-in shower, and finishes that create a spa-like retreat. The two additional generously sized bedrooms are thoughtfully designed with ceiling fans adding both comfort and style. The home also features an indoor laundry room with built-in cabinets for extra storage. Step outside to the peaceful backyard, where you can relax and unwind. Large solid roof alumawood patio cover with lighting, plenty of concrete patio perfect for those outdoor events. Backyard lawn area, and two convenient storage sheds/dog kennels, creating an ideal setting for both relaxation and entertaining. With potential for RV parking and plenty of space if you decide on a swimming pool. The home is close to shopping, dining, entertainment, Victoria Garden Mall, Ontario Mills Mall, parks, Etiwanda Falls Hiking Trail, and easy access to the freeway 210 and I -15. Located in the highly sought-after Ridgeview Estates of Rancho Cucamonga, this home has everything you could want and more. LOW tax, and no HOA, it’s an exceptional opportunity you won’t want to miss.
Location
Rancho Cucamonga, San Bernardino County, CA 91739
Open on Google Maps ↗Listed by: Jerry DiBernardo · OliveTree Realty
Payment estimate
$8,549
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $116,000 · Loan: $1,044,000
- Principal & Interest
- $6,606
- Property tax (1.25%)
- $1,208
- Homeowners insurance
- $300
- Mortgage insurance
- $435
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of May 21, 2026
- 30-year fixed
- 6.51%
- 15-year fixed
- 5.85%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
About the area · Mike Watson
About the Antelope Valley
The Antelope Valley spans Lancaster, Palmdale, Quartz Hill, Rosamond, Lake Los Angeles, California City, Edwards AFB, and the Plant 42 aerospace corridor. Mike Watson is a lifelong AV resident and the #1 producing individual Realtor in the region by transaction count. Every active listing on this site is paired with a free market analysis tailored to the specific street, honest financing guidance (FHA, VA, USDA, CalHFA, conventional, and assumable loans where the financing supports it), and side-by-side comparisons against the rest of the active inventory in your target ZIP.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Rancho Cucamonga home with as little as 3.5% down using an FHA loan — roughly $40,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Rancho Cucamonga, CA 91739 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
★#1 Producing Individual Realtor — Antelope Valley
Only large teams outsell Mike Watson · Keller Williams Realty
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