12691 Senecio
Victorville, CA, 92395
$339,000
MLS: CV26038899
Beds
3
Baths
2
Sq Ft
1,296
Lot
0.41 ac
Year Built
1984
MLS #
CV26038899
Days on Market
16
Listed
Mar 4, 2026
Description
Welcome to comfortable, carefree living in this classic ranch-style home! Spread out on a large, private lot with plenty of space for gardening, play, or future additions. Step outside to your oversized covered patio – the perfect spot for morning coffee, evening barbecues, or simply relaxing under shelter from the elements. A newer roof adds lasting value and protection, while the attached 2-car garage keeps vehicles and gear conveniently close. Single-level design means no stairs to worry about – just easy, everyday living in a home that's ready for your personal touch
Location
Victorville, San Bernardino County, CA 92395
Open on Google Maps ↗Listed by: David Gushue · GUSHUE REAL ESTATE
Payment estimate
$2,655
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $33,900 · Loan: $305,100
- Principal & Interest
- $1,875
- Property tax (1.25%)
- $353
- Homeowners insurance
- $300
- Mortgage insurance
- $127
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $11,865 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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