127 S Ramona B
Monterey Park, CA, 91754
$747,000
MLS: TR25274286
Beds
3
Baths
3
Sq Ft
1,325
Lot
0.47 ac
Year Built
1980
MLS #
TR25274286
Days on Market
120
Listed
Dec 12, 2025
Description
This exceptional 4-bedroom, 3-bathroom townhome offers the best of Monterey Park living. Enjoy unparalleled convenience with the ability to walk to all major amenities at Fatman Ding Plaza. The interior has been newly remodeled, providing a fresh, modern, and immediate move-in experience. Located in a gated community for added safety, the unit boasts a spacious 1,325 sq ft floor plan. Financially, it’s a winner: benefit from low property taxes and a remarkably low HOA of just $180/month (Water/Trash included). This property’s combination of top schools, prime location, low costs, and recent upgrades makes it an ideal opportunity for both families and smart investors. Some photos have been virtually staged.
Location
Monterey Park, Los Angeles County, CA 91754
Open on Google Maps ↗Listed by: Tianlun Jiang · RE/MAX Galaxy
Payment estimate
$5,489
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $74,700 · Loan: $672,300
- Principal & Interest
- $4,131
- Property tax (1.25%)
- $778
- Homeowners insurance
- $300
- Mortgage insurance
- $280
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Monterey Park home with as little as 3.5% down using an FHA loan — roughly $26,145 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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