127 W Zane Street
Long Beach, CA, 90805
$724,950
MLS: OC26051085
Beds
3
Baths
2
Sq Ft
1,170
Lot
0.15 ac
Year Built
1948
MLS #
OC26051085
Days on Market
8
Listed
Mar 23, 2026
Description
Huge Equity Opportunity in Long Beach! 127 W Zane St comes with the basics already handled. Fresh LVP flooring through the main living areas, new carpet in the bedrooms, and a full interior and exterior paint job. The cosmetic work is done, which means a financed buyer can get in without the timeline or carrying cost of a renovation project, and an investor can move to lease-ready quickly without absorbing those costs upfront. The kitchen is functional and sharp, featuring dark espresso cabinetry, stone counters, stainless appliances including a gas range, dishwasher, and microwave, plus a breakfast bar that opens naturally to the dining area. Bedrooms are generously sized with mirrored closet doors and good natural light throughout. The bathroom is clean and updated with a modern vanity and fresh fixtures. Outside, the lot runs deep with a long concrete driveway, a covered back patio, and a detached rear structure with real potential to grow into what you need, whether that's a studio, workspace, or ADU, subject to city verification. The backyard has mature trees and room to make it your own. This pocket of Long Beach sits within the 90813 zip code, a corridor that has seen consistent buyer and renter demand driven by its central position between Downtown Long Beach, the Port, and the 710 and 405 freeway interchange. The area benefits from proximity to Long Beach City College, St. Mary Medical Center, and the ongoing revitalization along Pacific Avenue and Anaheim Street. For investors, rental demand here is durable and supply remains constrained. For owner-occupants, the combination of updates already in place, a lot with expansion potential, and a market with demonstrated appreciation trajectory makes this a practical entry point with long-term upside. Call your Realtor to schedule a tour and make an offer today!
Location
Long Beach, Los Angeles County, CA 90805
Open on Google Maps ↗Listed by: Jessica Nieto · eXp Realty of California Inc
Payment estimate
$5,336
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $72,495 · Loan: $652,455
- Principal & Interest
- $4,009
- Property tax (1.25%)
- $755
- Homeowners insurance
- $300
- Mortgage insurance
- $272
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Long Beach home with as little as 3.5% down using an FHA loan — roughly $25,373 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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