12705 El Dorado Way
Victorville, CA, 92392
$465,000
MLS: IG26049035
Beds
4
Baths
3
Sq Ft
1,876
Lot
0.21 ac
Year Built
1993
MLS #
IG26049035
Days on Market
1
Listed
Mar 9, 2026
Description
This property offers a spacious and functional lay out suitable for families, Open Kitchen with quartz countertop connected to the Family Room. Laminate and Title flooring on the main level, formal dinning area, Bedroom and full bathroom downstairs, good for the guests. Central air conditioning and gas heating. Large back yard with covered patio, wood fencing and landscaping with sprinkler system.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Sandra Ortiz Hernandez · Berkshire Hathaway Homeservices California Realty
Payment estimate
$3,530
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,500 · Loan: $418,500
- Principal & Interest
- $2,571
- Property tax (1.25%)
- $484
- Homeowners insurance
- $300
- Mortgage insurance
- $174
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $16,275 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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