12738 Gurley
Downey, CA, 90242
$900,000
MLS: DW26020058
Beds
3
Baths
2
Sq Ft
1,538
Lot
0.17 ac
Year Built
1947
MLS #
DW26020058
Days on Market
54
Listed
Jan 28, 2026
Description
Tucked into a charming Downey neighborhood, 12738 Gurley Avenue offers far more than meets the eye. This spacious 3-bedroom, 2-bath residence spans approximately 1,538 square feet, delivering an open, comfortable interior that feels expansive and welcoming. The updated kitchen with granite countertops serves as the heart of the home, ideal for hosting and everyday living. Step outside to a generous backyard set on a 7,448 square foot lot, offering the perfect canvas for entertaining, relaxation, or future customization. A detached 1-car garage with alley access adds convenience and flexibility, which may offer potential for future expansion or additional living space. Buyers are advised to independently verify any development or ADU possibilities with the City of Downey. While the prime location places you moments from parks, schools, shopping, and dining, blending lifestyle and practicality in one exceptional opportunity.
Location
Downey, Los Angeles County, CA 90242
Open on Google Maps ↗Listed by: Jasmin Lovett · Lovett & Associates, REALTORS
Payment estimate
$6,552
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $90,000 · Loan: $810,000
- Principal & Interest
- $4,977
- Property tax (1.25%)
- $938
- Homeowners insurance
- $300
- Mortgage insurance
- $338
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Downey home with as little as 3.5% down using an FHA loan — roughly $31,500 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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