12738 Wilmac Avenue
Grand Terrace, CA, 92313
$625,000
MLS: CV26051646
Beds
3
Baths
2
Sq Ft
1,652
Lot
0.33 ac
Year Built
1959
MLS #
CV26051646
Days on Market
7
Listed
Mar 11, 2026
Description
Welcome to this meticulously maintained and inviting home located in the city of Grand Terrace! This 3-bedroom, 2-bath residence offers approximately 1,652 sq. ft. of living space and sits on an approximately 14,352 sq.ft. lot with RV access. Inside, the home features ceramic tile flooring throughout, plantation shutters, a new AC system, and a bright open-concept kitchen with quartz countertops, creating a functional and welcoming space for everyday living and entertaining. The living room includes a cozy fireplace, adding warmth and character. A private front courtyard welcomes you and provides a peaceful space to relax. The flexible layout includes a versatile area currently used as a dining room with a closet that could serve as a fourth bedroom. Please note, this room is not officially registered as a bedroom, but it offers excellent flexibility as a home office, additional bedroom, or flex space. Both bathrooms have been tastefully updated. The property also features beautiful front-yard landscaping, while the expansive backyard offers plenty of room for entertaining, gardening, or adding a future pool. A drip irrigation system is already installed, making it easy to maintain or customize the outdoor space. This home is truly a must-see!
Location
Grand Terrace, San Bernardino County, CA 92313
Open on Google Maps ↗Listed by: Maria Rideaux · Elevate Real Estate Agency
Payment estimate
$4,642
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $62,500 · Loan: $562,500
- Principal & Interest
- $3,456
- Property tax (1.25%)
- $651
- Homeowners insurance
- $300
- Mortgage insurance
- $234
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Grand Terrace home with as little as 3.5% down using an FHA loan — roughly $21,875 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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