12752 Cowley
Downey, CA, 90242
$795,000
MLS: CV26077574
Beds
3
Baths
2
Sq Ft
1,276
Lot
0.11 ac
Year Built
1953
MLS #
CV26077574
Days on Market
10
Listed
Apr 10, 2026
Description
Welcome to 12752 Cowley Ave in the heart of Downey — a charming, well-maintained home that blends comfort, functionality, and timeless appeal. Step inside to discover a bright and inviting living space filled with natural light, complemented by beautiful hardwood flooring and an open, flowing layout that seamlessly connects the living and dining areas. The spacious living room offers the perfect setting for relaxing or entertaining, while large windows and sliding glass doors bring the outdoors in. The kitchen features ample cabinetry, generous counter space, and a functional layout ideal for everyday living and hosting. Adjacent dining area creates a warm and welcoming space for gatherings. This home offers comfortable bedrooms with great natural light and flexibility for a growing household, guests, or a home office setup. The bathroom showcases classic charm with clean finishes and thoughtful design. Step outside to a private backyard with a covered patio — perfect for outdoor dining, entertaining, or simply enjoying Southern California living year-round. The lot provides space and potential for customization to fit your lifestyle. Located in a desirable Downey neighborhood near schools, parks, shopping, and major freeways, this home offers both convenience and community.
Location
Downey, Los Angeles County, CA 90242
Open on Google Maps ↗Listed by: Nathan Lee · Coldwell Banker Envision
Payment estimate
$5,822
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $79,500 · Loan: $715,500
- Principal & Interest
- $4,396
- Property tax (1.25%)
- $828
- Homeowners insurance
- $300
- Mortgage insurance
- $298
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Downey home with as little as 3.5% down using an FHA loan — roughly $27,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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