Mike Watson, Realtor

Mike Watson

Call or Text(661) 733-2196
ActiveSingleFamilyResidence

12755 Cardinal Court

Victorville, CA, 92392

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$630,000

MLS: CV26074063

Beds

5

Baths

2

Sq Ft

1,828

Lot

0.37 ac

Year Built

1992

MLS #

CV26074063

Days on Market

1

Listed

Apr 7, 2026

Description

Step into this beautifully upgraded single-story home, thoughtfully designed for comfort, functionality, and seamless outdoor living. Numerous enhancements throughout the property create a perfect blend of style and practicality. The backyard offers a private retreat, complete with a sparkling in-ground pool and mature cypress trees that provide natural shade and added privacy. Outdoor amenities include a detached garage, greenhouse, second covered gazebo, custom barbecue area, in-ground BBQ pit, and a dedicated basketball court—ideal for entertaining and everyday enjoyment. Energy efficiency is a standout feature with fully paid-off solar panels, providing long-term savings and sustainability. This exceptional property offers a unique combination of indoor comfort and expansive outdoor living, suited for a variety of lifestyles.

Location

Victorville, San Bernardino County, CA 92392

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Listed by: Kyle Patton · REALTY ONE GROUP WEST

Payment estimate

$4,676

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $63,000 · Loan: $567,000

%
Principal & Interest
$3,484
Property tax (1.25%)
$656
Homeowners insurance
$300
Mortgage insurance
$236
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $22,050 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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Local Market Stats

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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.

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