ActiveSingleFamilyResidence

1278 Rambling Road

Simi Valley, CA, 93065

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$1,195,000

MLS: 226000597

Beds

3

Baths

2

Sq Ft

1,905

Lot

0.49 ac

Year Built

1978

MLS #

226000597

Days on Market

67

Listed

Feb 6, 2026

Description

A rare equestrian sanctuary where your ride begins the moment you step out your door.Tucked within the unique, neighborly Bridle Path community, this single-story horse property offers something increasingly hard to find in Southern California: true ride-out access directly into protected mountain parkland -- no trailering, no driving, just you, your horses, and open space. Life here feels easy, peaceful, and connected to nature. Set on an interior street with a half-acre lot, the property is designed for both everyday living and the rhythms of an equestrian lifestyle. Mornings begin on the weather-proof composite deck overlooking the hillside, coffee in hand, with birdsong and distant trails in view. By afternoon, you can walk down the gentle path to your two-stall barn and oversized covered outdoor stalls, then step straight onto the bridle path that leads to the community's equestrian facilities, round pens, and 700+ acres of HOA-owned Mountain Park. Inside, the home offers comfortable one-level living with a modernized, more open floor plan that connects the main living areas to both front and rear views of the neighborhood and hillsides. The kitchen features slab granite countertops, a glass mosaic backsplash, an island with range, and stainless appliances -- a practical, welcoming space for daily life and casual gatherings.The family room centers around a white brick fireplace with built-in display shelving that wraps three walls, creating warmth and character. The primary bedroom is a quiet retreat with vaulted, beamed ceilings and an en-suite bath featuring a separate tub and shower plus dual walk-in closets. A flexible sitting room/retreat offers options for a home office, library, or quiet escape, while two additional bedrooms with ceiling fans share a spacious hall bath. The backyard balances usability with equestrian function: a flat yard area that includes a hay shed and garden shed with citrus trees, roses, and a quaint rose garden that graces the deck. From the garden area, a path leads down to the barn and bridle path. Thoughtful exterior lighting enhances both ambiance and functionality. The property backs directly to open space, reinforcing the sense of privacy and serenity that defines Bridle Path living. This casual, close-knit equestrian community stands apart with its resident-only access to Mountain Park -- a rare amenity for riders and hikers alike. Even more notable, HOA dues are approximately $120 per month, an exceptionally affordable cost for an equestrian neighborhood in Southern California, especially one so conveniently located with easy freeway access and proximity to Los Angeles.

Location

Simi Valley, Ventura County, CA 93065

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Listed by: Erin and Bob · Coldwell Banker Realty

Payment estimate

$8,601

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $119,500 · Loan: $1,075,500

%
Principal & Interest
$6,608
Property tax (1.25%)
$1,245
Homeowners insurance
$300
Mortgage insurance
$448
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Simi Valley home with as little as 3.5% down using an FHA loan — roughly $41,825 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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