12780 Hacienda
Phelan, CA, 92371
$419,900
MLS: HD26030578
Beds
3
Baths
2
Sq Ft
1,248
Lot
2.30 ac
Year Built
1994
MLS #
HD26030578
Days on Market
25
Listed
Feb 10, 2026
Description
Freshly renovated 3 bedroom 2 bath frame home in Phelan offering 1,248 square feet of living space. On the outside the home has been updated with all new exterior siding, exterior paint and fixtures. The home has been completely refreshed inside with new laminate wood flooring throughout with carpet in the bedrooms, new interior paint and baseboards and new fixtures. The kitchen has newly painted cabinets with new quartz counters and new stainless steel appliances. The bathrooms both have new vanities, new fixtures and each of the tubs have been reglazed. There is paid off solar on the home to the benefit of the new owner. The land has mostly natural vegetation which makes for a park like setting and there is a storage shed in the front which was painted to match the house. The home sits on 2.3 acres of fenced property, zoned for horses, located close to pavement, and located within the Snow Line School District.
Location
Phelan, San Bernardino County, CA 92371
Open on Google Maps ↗Listed by: Kyle Zimbro · Coldwell Banker Home Source
Payment estimate
$3,217
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $41,990 · Loan: $377,910
- Principal & Interest
- $2,322
- Property tax (1.25%)
- $437
- Homeowners insurance
- $300
- Mortgage insurance
- $157
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Phelan home with as little as 3.5% down using an FHA loan — roughly $14,697 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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