12810 Ethan
Victorville, CA, 92392
$439,000
MLS: IV26040125
Beds
4
Baths
2
Sq Ft
1,864
Lot
0.17 ac
Year Built
2009
MLS #
IV26040125
Days on Market
58
Listed
Feb 23, 2026
Description
RECENT PRICE REDUCTION! Welcome to this beautifully maintained 4-bedroom, 2-bath single story home offering 1,864 sq. ft. of living space on a 0.17 acre lot in Victorville. Built in 2009, this turnkey property features a spacious open concept layout. Inside, you’ll find ceramic tile throughout the main living areas, with new carpet in the bedrooms for added comfort. The bright kitchen showcases granite countertops, stainless steel appliances, abundant cabinetry, recessed lighting, and a center island overlooking the dining and living spaces. Ceiling fans throughout help keep the home comfortable year-round. Additional highlights include a dedicated office/den/4th bedroom, indoor laundry room, fresh paint, and a generous primary suite featuring dual vanities, soaking tub, and separate shower & toilet. Step outside to enjoy a walled patio, spacious backyard ready for customization, and a storage shed for extra storage. The attached 3-car garage offers plenty of room for parking and storage, and the home also includes solar to help reduce electric costs. Title and tax reflect 3 bedrooms (front 4th bedroom may be conversion) buyer to verify.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: WAYNE KRENTEL · LE INVESTMENT GROUP
Payment estimate
$3,349
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $43,900 · Loan: $395,100
- Principal & Interest
- $2,428
- Property tax (1.25%)
- $457
- Homeowners insurance
- $300
- Mortgage insurance
- $165
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down+
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $15,365 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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