PendingSingleFamilyResidence

12810 Homeridge Lane

Chino Hills, CA, 91709

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$1,198,000

MLS: TR26060789

Beds

4

Baths

3

Sq Ft

2,097

Lot

0.23 ac

Year Built

1984

MLS #

TR26060789

Days on Market

6

Listed

Mar 20, 2026

Description

Welcome to this beautiful single-family home in the desirable North Chino Hills area! This 4-bedroom, 2.5-bath, 3 car garage residence offers all bedrooms upstairs, providing a spacious and functional layout. Upon entry to this home you will find dramatic high ceiling in the formal living & dining room. A lot of natural light throughout. Spacious kitchen with island, granite counters, and walk-in pantry open to the cozy family room with fireplace. Upstairs, the second floor features a spacious Master bedroom. The primary bathroom includes dual sinks, a separate walk-in shower, and a soaking bathtub. Additional 3 more bedrooms with closet organizers. The private backyard features a large lot and patio covered with pavers is perfect for relaxation and family BBQ. Located in an excellent school district, close to shopping centers, and with easy access to Freeways 57, 60, and 71, this home combines convenience with comfort. Additional benefits include low property taxes, no Mello-Roos, and no HOA. Don’t miss this rare opportunity to own a home that blends privacy, functionality, and an unbeatable location!

Location

Chino Hills, San Bernardino County, CA 91709

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Listed by: Simon Dong · 168 Realty Inc.

Payment estimate

$8,622

/ month (est.)

Principal, interest, taxes, and insurance + PMI. Down payment: $119,800 · Loan: $1,078,200

%
Principal & Interest
$6,625
Property tax (1.25%)
$1,248
Homeowners insurance
$300
Mortgage insurance
$449
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Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.

Today's Rates

As of Apr 23, 2026

30-year fixed
6.23%
15-year fixed
5.58%

Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.

Financing Options

FHA Financing — 3.5% Down

First-time and repeat buyers can purchase this Chino Hills home with as little as 3.5% down using an FHA loan — roughly $41,930 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.

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