12818 Mckinley
Chino, CA, 91710
$1,695,000
MLS: CV26015696
Beds
3
Baths
5
Sq Ft
3,000
Lot
0.43 ac
Year Built
1959
MLS #
CV26015696
Days on Market
1
Listed
Jan 22, 2026
Description
Beautiful single-story, resort-style home situated on a sprawling estate lot. This spacious and open 3,000 sq ft residence offers exceptional indoor–outdoor living and endless versatility. The open floor plan provides clear sightlines through the home to the backyard oasis, creating a bright and welcoming atmosphere. The home features a wet bar, workout room, sunroom, and a game room that could easily be converted into a separate ADU with its own entrance. The expansive primary suite overlooks the pool and backyard and includes a large walk-in closet and a spa-like bathroom with a jacuzzi tub. Additional highlights include a wood-burning fireplace in the family room, a two-car tandem garage, and a circular driveway with ample space for RV or motorhome parking. Recent upgrades include a newer tile roof, newer A/C unit, fully upgraded copper plumbing, new insulation, and a recirculating hot water pump. Step outside to your private backyard retreat, complete with a stunning pool featuring new PebbleTec finish, a new spa, dry cedar sauna, pool bathroom with shower, childproof pool safety fence, and ambient backyard lighting. The grounds also include a dog run, volleyball court, aquatic pond, large storage shed, and full landscaping with sprinklers. Patio furniture and barbecue are included, making this home truly move-in ready. This exceptional property is ideal for entertaining, relaxing, and creating lifelong family memories.
Location
Chino, San Bernardino County, CA 91710
Open on Google Maps ↗Listed by: Sean Brunske · RE/MAX CHAMPIONS
Payment estimate
$12,074
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $169,500 · Loan: $1,525,500
- Principal & Interest
- $9,373
- Property tax (1.25%)
- $1,766
- Homeowners insurance
- $300
- Mortgage insurance
- $636
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $59,325 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
Local Market Stats
See Chino, CA 91710 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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Only large teams outsell Mike Watson · Keller Williams Realty
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