12829 Cobalt
Victorville, CA, 92392
$469,000
MLS: OC26073448
Beds
4
Baths
2
Sq Ft
1,902
Lot
0.22 ac
Year Built
1990
MLS #
OC26073448
Days on Market
13
Listed
Apr 8, 2026
Description
Welcome to 12829 Cobalt Rd, a beautifully designed single-story home in Victorville offering space, comfort, and endless potential. Featuring a bright and open floor plan, this home is filled with natural light and enhanced by high ceilings that create an airy, inviting atmosphere throughout. The spacious layout includes both a large living room and an expansive family room with a cozy fireplace that flows seamlessly into the kitchen—perfect for everyday living and entertaining. The home offers 4 bedrooms, including a comfortable primary suite, providing plenty of space for family, guests, or a home office. Upgraded with premium LVP and tile flooring, the home combines durability with modern style. Step outside to a generously sized front yard with drought-friendly landscaping for easy maintenance, while the expansive backyard offers a blank canvas ready to be transformed into your dream outdoor retreat—ideal for gatherings, entertaining, or simply relaxing. Additional highlights include a fully PAID OFF SOLAR system, helping you save on energy costs while enjoying eco-friendly living. This home is a fantastic opportunity to own a move-in ready property with room to grow and personalize.
Location
Victorville, San Bernardino County, CA 92392
Open on Google Maps ↗Listed by: Karim Wahba · Real Broker
Payment estimate
$3,558
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $46,900 · Loan: $422,100
- Principal & Interest
- $2,593
- Property tax (1.25%)
- $489
- Homeowners insurance
- $300
- Mortgage insurance
- $176
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Victorville home with as little as 3.5% down using an FHA loan — roughly $16,415 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
See Victorville, CA 92392 market trends →
Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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