12834 Zinnea Ave
Chino, CA, 91710
$735,000
MLS: CV26078977
Beds
4
Baths
3
Sq Ft
1,985
Lot
0.07 ac
Year Built
2001
MLS #
CV26078977
Days on Market
6
Listed
Apr 13, 2026
Description
Step inside to a bright and open layout where natural light pours through generous windows, highlighting the warm and welcoming living room. A cozy fireplace anchors the space, perfect for relaxing evenings with family or friends. The open-concept flow leads to a well-appointed kitchen with ample cabinetry, generous counter space, and room to whip up everything from quick breakfasts to holiday feasts. Upstairs, the primary suite is a true retreat—complete with a spacious ensuite bathroom and plenty of closet space. Three additional bedrooms offer flexibility for family, guests, or a dedicated home office. Enjoy the benefits of a low-maintenance lot, just under 3,000 sq ft, with a private backyard ready for BBQs, quiet mornings, or playtime. The attached two-car garage provides convenience and extra storage. Whether you’re hosting friends, working from home, or simply enjoying a peaceful night in, this home offers the perfect blend of space, function, and location.
Location
Chino, San Bernardino County, CA 91710
Open on Google Maps ↗Listed by: Amy Semenza · REAL BROKERAGE TECHNOLOGIES
Payment estimate
$5,406
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $73,500 · Loan: $661,500
- Principal & Interest
- $4,064
- Property tax (1.25%)
- $766
- Homeowners insurance
- $300
- Mortgage insurance
- $276
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Chino home with as little as 3.5% down using an FHA loan — roughly $25,725 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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