12838 Macdonald
Ojai, CA, 93023
$2,560,000
MLS: SR26047333
Beds
3
Baths
3
Sq Ft
3,492
Lot
2.01 ac
Year Built
1991
MLS #
SR26047333
Days on Market
24
Listed
Mar 18, 2026
Description
Nestled within Rancho Matilija, one of Ojai’s most coveted gated communities, this exceptional Mediterranean-inspired estate offers an unparalleled blend of privacy, panoramic views, and quintessential California living. Set on approximately 2.01 acres of gently rolling land, the residence is thoughtfully sited to capture breathtaking vistas of the Topa Topa Mountains, Chief’s Peak, and the iconic Ojai “pink moment” sunsets — a rare and unforgettable natural enchantment. A gracious 3,492 ± sq ft floorplan built in 1991 features three bedrooms, office, multiple sitting areas, three bathrooms, and multiple living spaces designed for both relaxed family living and refined entertaining. Vaulted ceilings in the great room elevate the sense of space, while a well-appointed kitchen with generous island, granite countertops, 2 dishwashers, induction stovetop, and wine fridge serves as the heart of the home. The adjacent family room and patio access create a seamless indoor-outdoor flow ideal for gatherings or quiet mornings with coffee. The primary suite is a private retreat complete with a spacious walk-in closet and ensuite bath, and one of the additional rooms offers versatile use as a home office or den — perfect for today’s flexible lifestyle .It even has it's own cute private yard. Large windows and patio doors frame the vista and invite natural light into every corner of the home. Outdoors, the expansive backyard is a blank canvas ready for your vision — whether you imagine a resort-style pool, lush gardens, or al fresco entertaining areas that take full advantage of the sweeping mountain views and serene setting. A private trail frontage places you directly along the community’s equestrian and walking paths, connecting you to Rancho Matilija’s natural beauty and outdoor lifestyle. Located just minutes from downtown Ojai’s charming shops, acclaimed restaurants, and cultural attractions, as well as easy access to Ventura, Santa Barbara, and Los Angeles, this property bridges peaceful countryside living with modern convenience. Rancho Matilija’s legacy of spacious estates, wide streets, and scenic landscapes make this address truly distinctive.
Location
Ojai, Ventura County, CA 93023
Open on Google Maps ↗Listed by: Nicole Stinson · Estate Realty Group, Inc.
Payment estimate
$18,083
/ month (est.)
Principal, interest, taxes, and insurance + PMI. Down payment: $256,000 · Loan: $2,304,000
- Principal & Interest
- $14,156
- Property tax (1.25%)
- $2,667
- Homeowners insurance
- $300
- Mortgage insurance
- $960
Login required. The full tool supports FHA / VA / USDA, PMI by credit tier, lender fees, and total cash to close — with your inputs here carried over.
Today's Rates
As of Apr 23, 2026
- 30-year fixed
- 6.23%
- 15-year fixed
- 5.58%
Source: Freddie Mac Primary Mortgage Market Survey (PMMS). Updated weekly.
Financing Options
FHA Financing — 3.5% Down＋
First-time and repeat buyers can purchase this Ojai home with as little as 3.5% down using an FHA loan — roughly $89,600 down. FHA loans feature flexible credit guidelines and government-backed rates, making homeownership accessible for buyers who haven't saved a large down payment. Seller concessions up to 6% of the purchase price are also allowed.
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Local Market Stats
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Median sold price, days on market, active inventory, price brackets, and 12-month trends — pulled live from the MLS.
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